Gus Sauter, a legendary index manager for The Vanguard Group echoes much of what I said recently in terms of keeping the recent volatility (fluctuation) in perspective. I encourage you to read what Gus has to say and look at his charts (Vanguard always writes in an easy to understand manner) and then compare it to my comments from last week.
The bottomline - diverify, keep costs low, and hang in there during the tough times.
Scott Dauenhauer, CFP, MSFP